MSN
Cars
-
Car
insurance
for
young
drivers
The
good
news
is
that
you’ve
passed
your
test
and
are
eager
to
get
on
the
open-road
and
embrace
the
freedom
that
motoring
can
give
you.
The
bad
news
is
that
statistically
you’re
at a
high
risk
of
having
an
accident;
you
have
less
experience
of
driving
and
decision
making
than
other
motorists.
People
in
your
age
group
–
not
you
obviously!
–
can
be
impetuous
and
eager
to
show
off
–
both
of
which
tend
to
be
enemies
of
road
safety.
Young
drivers
are
disproportionately
victim
to
theft,
fire
and
vandalism.
If you are a young driver looking to insure your first car, you probably already know that young drivers face some of the highest car insurance premiums around. What you may not know, is that there are a few things you could do to bring down the cost of car insurance in your first years on the road.
First of all, you may ask why insurance premiums are so high for young drivers and cheaper for older drivers. A look at the road accident figures helps explain why insurers see young drivers as a greater risk than drivers with more experience.